In response to consumer complaints, the Obama administration will now start rating health insurance plans based on how many hospitals and doctors are included within their networks. This is expected to drive healthcare transparency, which also includes a new policy – if doctors are dropped from a network, a patient will be allowed to see them for up to 90 days as if that doctor was still in-network.
Other changes are also expected in 2016, including increases in the maximum out-of-pocket costs for consumers to $7,150 for individuals and $14,300 for families. Consumer advocates are concerned that these high costs could be a burden for middle-class Americans who have substantial healthcare needs.
These findings were published in The New York Times on March 6, 2016.